I have several negative charge off items that are reaching their seven year mark, trans union says it will go to a positive on the specified date. What does that mean? Can I request all my negative charge off items that is seven years old to be deleted?
By law, the statute of limitations expires when they are 7 years old. That is 7 years after last activity, not when they were first reported.
Once the 7 year anniversary date has expired, you can and should request that they be removed from your credit reports.
If you pay on them or even promise to pay on them before the expiration date, the clock will start all over again. Make sure they expire before you ask for them to be removed. I would give myself a week cushion just to be on the safe side.